Terms and Conditions

Services Provided

Vernon Hills Life Insurance provides information, quotes and application assistance for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, plus term conversions and reviews of existing policies.

Content on this site is general. Coverage, eligibility and premiums are set by the insurance company that issues a policy, based on your application.

Website Use

You may use this site for lawful purposes and to learn about our services. Its content is educational and does not replace advice specific to your situation.

Quotes

Quotes given by phone are estimates based on the information you provide. They are not a promise of coverage or of a final premium, which depend on the issuing company's underwriting.

A policy is not in force until the application is approved and any required first premium is paid.

Content Ownership

Content on this site belongs to Vernon Hills Life Insurance or is used with permission and may not be copied for commercial purposes without written consent.

Disclaimers

This site is provided as is. We try to keep it accurate but do not promise that it is complete or current. Policy terms, benefits and exclusions are defined by the contract the insurance company issues.

Liability

To the maximum extent the law allows, Vernon Hills Life Insurance is not liable for indirect or consequential damages arising from use of this website.

Links to Other Sites

Links to sites run by others are provided for convenience. We are not responsible for their content or practices.

Governing Law

These terms are governed by the laws of the State of Illinois.

Changes

We may revise these terms by posting an updated version on this page and changing the date above.